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65,536 routable11 ASes
/16 subnet

65.123.0.0/16

Where this subnet is, who announces it, and what our databases hold in it. Below, every /24 inside it; open one for its addresses.

65,536
routable addresses
65,536
geolocated
3
countries
11
announcing ASes
13
announced prefixes
165
anonymous addresses

Where it is

Addresses IP Geolocation places in each country, as a share of those it places.

  1. United States65,392 · 99.78%
  2. Canada136 · 0.21%
  3. United States Minor Outlying Islands8 · 0.01%

Who announces it

Each /24 counted for the AS announcing most of it, as a share of the routable addresses.

  1. AS209CenturyLink Communications, LLC60,160 · 91.80%
  2. AS19390JH Compunet2,048 · 3.13%
  3. AS3356Level 3 Parent, LLC1,024 · 1.56%
  4. AS3909CenturyLink Communications, LLC512 · 0.78%
  5. AS21622PR Newswire256 · 0.39%
  6. AS32231Pathward, N.A.256 · 0.39%
  7. AS32824WORLD WIDE TECHNOLOGY HOLDING CO., LLC.256 · 0.39%
  8. AS35962Management Science Associates, Inc.256 · 0.39%
  9. AS36071The T-1 Company, LLC256 · 0.39%
  10. AS40122Mortgage Information Services INC256 · 0.39%

What the databases see

Addresses each address-keyed database holds in this block, as a share of its routable addresses. Counts overlap: one address can be in several.

Announced prefixes

Every prefix inside this block that BGP Route saw announced, with its origin and RPKI status.

13 prefixes
PREFIXORIGINCOUNTRYRPKIPEERSFIRST SEEN
65.123.4.0/23AS3356Level 3 Parent, LLCUnited Statesnot found172026-10-02
65.123.29.0/24AS21622PR NewswireUnited Statesnot found182026-10-02
65.123.45.0/24AS32231Pathward, N.A.United Statesnot found182026-10-02
65.123.48.0/21AS19390JH CompunetUnited Statesnot found172026-10-02
65.123.108.0/24AS36071The T-1 Company, LLCUnited Statesnot found172026-10-02
65.123.110.0/24AS47095Murray Electric SystemUnited Statesnot found182026-10-02
65.123.130.0/24AS32824WORLD WIDE TECHNOLOGY HOLDING CO., LLC.United Statesnot found172026-10-02
65.123.144.0/24AS3356Level 3 Parent, LLCUnited Statesnot found172026-10-02
65.123.167.0/24AS35962Management Science Associates, Inc.United Statesnot found172026-10-02
65.123.211.0/24AS40122Mortgage Information Services INCUnited Statesnot found182026-10-02
65.123.214.0/24AS3356Level 3 Parent, LLCUnited Statesnot found172026-10-02
65.123.252.0/24AS3909CenturyLink Communications, LLCUnited Statesnot found172026-10-02
65.123.253.0/24AS3909CenturyLink Communications, LLCUnited Statesnot found172026-10-02

Every /24 inside it

65.123.0.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.1.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.2.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.3.0/24United StatesAS209CenturyLink Communications, LLC7256100.00%
65.123.4.0/24United StatesAS3356Level 3 Parent, LLC100.39%
65.123.5.0/24United StatesAS3356Level 3 Parent, LLC2256100.00%
65.123.6.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.7.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.8.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.9.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.10.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.11.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.12.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.13.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.14.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.15.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.16.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.17.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.18.0/24United StatesAS209CenturyLink Communications, LLC301.17%
65.123.19.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.20.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.21.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.22.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.23.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.24.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.25.0/24United StatesAS209CenturyLink Communications, LLC301.17%
65.123.26.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.27.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.28.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.29.0/24United StatesAS21622PR Newswire602.34%
65.123.30.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.31.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.32.0/24United StatesAS209CenturyLink Communications, LLC5256100.00%
65.123.33.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.34.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.35.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.36.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.37.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.38.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.39.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.40.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.41.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.42.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.43.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.44.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.45.0/24United StatesAS32231Pathward, N.A.000.00%
65.123.46.0/24United StatesAS209CenturyLink Communications, LLC301.17%
65.123.47.0/24United StatesAS209CenturyLink Communications, LLC501.95%
65.123.48.0/24United StatesAS19390JH Compunet200.78%
65.123.49.0/24United StatesAS19390JH Compunet000.00%
65.123.50.0/24United StatesAS19390JH Compunet000.00%
65.123.51.0/24United StatesAS19390JH Compunet000.00%
65.123.52.0/24United StatesAS19390JH Compunet000.00%
65.123.53.0/24United StatesAS19390JH Compunet000.00%
65.123.54.0/24United StatesAS19390JH Compunet000.00%
65.123.55.0/24United StatesAS19390JH Compunet000.00%
65.123.56.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.57.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.58.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.59.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.60.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.61.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.62.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.63.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.64.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.65.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.66.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.67.0/24United StatesAS209CenturyLink Communications, LLC2256100.00%
65.123.68.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.69.0/24United StatesAS209CenturyLink Communications, LLC4256100.00%
65.123.70.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.71.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.72.0/24United StatesAS209CenturyLink Communications, LLC100.39%
65.123.73.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.74.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.75.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.76.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.77.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.78.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.79.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.80.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.81.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.82.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.83.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.84.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.85.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.86.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.87.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.88.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.89.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.90.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.91.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.92.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.93.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.94.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.95.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.96.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.97.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.98.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.99.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.100.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.101.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.102.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.103.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.104.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.105.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.106.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.107.0/24United StatesAS209CenturyLink Communications, LLC3256100.00%
65.123.108.0/24United StatesAS36071The T-1 Company, LLC000.00%
65.123.109.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.110.0/24United StatesAS47095Murray Electric System501.95%
65.123.111.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.112.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.113.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.114.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.115.0/24United StatesAS209CenturyLink Communications, LLC3256100.00%
65.123.116.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.117.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.118.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.119.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.120.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.121.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.122.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.123.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.124.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.125.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.126.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.127.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.128.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.129.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.130.0/24United StatesAS32824WORLD WIDE TECHNOLOGY HOLDING CO., LLC.301.17%
65.123.131.0/24United StatesAS209CenturyLink Communications, LLC100.39%
65.123.132.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.133.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.134.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.135.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.136.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.137.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.138.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.139.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.140.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.141.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.142.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.143.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.144.0/24United StatesAS3356Level 3 Parent, LLC3256100.00%
65.123.145.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.146.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.147.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.148.0/24United StatesAS209CenturyLink Communications, LLC4256100.00%
65.123.149.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.150.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.151.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.152.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.153.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.154.0/24United StatesAS209CenturyLink Communications, LLC401.56%
65.123.155.0/24United StatesAS209CenturyLink Communications, LLC501.95%
65.123.156.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.157.0/24United StatesAS209CenturyLink Communications, LLC5256100.00%
65.123.158.0/24United StatesAS209CenturyLink Communications, LLC602.34%
65.123.159.0/24United StatesAS209CenturyLink Communications, LLC29256100.00%
65.123.160.0/24United StatesAS209CenturyLink Communications, LLC2256100.00%
65.123.161.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.162.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.163.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.164.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.165.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.166.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.167.0/24United StatesAS35962Management Science Associates, Inc.401.56%
65.123.168.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.169.0/24United StatesAS209CenturyLink Communications, LLC401.56%
65.123.170.0/24United StatesAS209CenturyLink Communications, LLC100.39%
65.123.171.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.172.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.173.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.174.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.175.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.176.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.177.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.178.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.179.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.180.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.181.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.182.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.183.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.184.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.185.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.186.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.187.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.188.0/24United StatesAS209CenturyLink Communications, LLC5256100.00%
65.123.189.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.190.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.191.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.192.0/24United StatesAS209CenturyLink Communications, LLC100.39%
65.123.193.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.194.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.195.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.196.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.197.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.198.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.199.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.200.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.201.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.202.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.203.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.204.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.205.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.206.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.207.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.208.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.209.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.210.0/24United StatesAS209CenturyLink Communications, LLC100.39%
65.123.211.0/24United StatesAS40122Mortgage Information Services INC000.00%
65.123.212.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.213.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.214.0/24United StatesAS3356Level 3 Parent, LLC0256100.00%
65.123.215.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.216.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.217.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.218.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.219.0/24United StatesAS209CenturyLink Communications, LLC200.78%
65.123.220.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.221.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.222.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.223.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.224.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.225.0/24United StatesAS209CenturyLink Communications, LLC3256100.00%
65.123.226.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.227.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.228.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.229.0/24United StatesAS209CenturyLink Communications, LLC3256100.00%
65.123.230.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.231.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.232.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.233.0/24United StatesAS209CenturyLink Communications, LLC2256100.00%
65.123.234.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.235.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.236.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.237.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.238.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.239.0/24United StatesAS209CenturyLink Communications, LLC1256100.00%
65.123.240.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.241.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.242.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.243.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.244.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.245.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.246.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.247.0/24United StatesAS209CenturyLink Communications, LLC100.39%
65.123.248.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.249.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
65.123.250.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.251.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.252.0/24United StatesAS3909CenturyLink Communications, LLC401.56%
65.123.253.0/24United StatesAS3909CenturyLink Communications, LLC000.00%
65.123.254.0/24United StatesAS209CenturyLink Communications, LLC000.00%
65.123.255.0/24United StatesAS209CenturyLink Communications, LLC0256100.00%
00 · Evaluate

Test the real build first.

An evaluation license puts a full current build in your hands — every row, every column, no sampling — so you can measure it against your own traffic before anyone talks about terms.

01 · License

Then license what you use.

Standard, for detection and decisions inside your own product and operations.
Redistribution, when the data ships onward inside what you sell — priced by scope, not by seat.
Annual terms, a named contact, and flexible payment terms — monthly, quarterly or yearly.